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For the beginning create a new file (File>New) of 1280x1024 px and 72 dpi. Using the Paint Bucket Tool (G), fill the new layer with black color.
Next we’ll represent a kind of geometrical figure, like the next one, applying the Pen Tool (P).

Make several copies of the last made element, placing the copies the way you may see below. The copies may be done, pressing the combination of buttons (Ctrl+J). The turning over and the elements’ corrections may be done with (Ctrl+T).

Changing the color of four figures, we’ll get an umbrella.

Set the next shown parameters for each element, making a mouse click on the layer in layers’ palette (Blending Options>Inner Glow).

Choose the next Pattern Overlay now:

Blending Options>Stroke

You should get the next result:

Change the Blending Options>Stroke parameter on the white color on four next shown figures:

Create a new layer and fill it with black color. Select also Filter>Render>Clouds

Select now Filter> Sharpen>Unsharp Mask and set the next demonstrated parameters:

It’s the result you should get on this stage:

Set the next Blending mode - Soft Light

Try to get the same thing:

Create a new layer on which we’ll paint once again the red figures, getting a more intensive color:

Change the Blending Mode with those from below:

It’s the result we’ve got:

Now we should write the text we want to have on the wallpapers:

Choose the next demands, demonstrated below:

The final result is this one!